Montgomery County, Montgomery Rat Control Situation:
David, I hope you can help. My wife and two kids bought our dream house a couple hundred yards from the cliff of the Pacifica ocean here in Moss Beach, CA. I started hearing some scratching in the walls, and began a four month battle with rats that I am losing. I went under the house and there were empty poison containers (from previous owners), thousands of rat poos, and about 20 rat carcasses. I cleaned it all up, and over many, many hours sealed what I believe to be every single tiny nook around the house (I caught a couple rats in the act of going into some holes). We've gone several weeks at a time without any rats, then occassionally we'll hear one. I catch one or two now and then under the house with snap traps, glue traps, but they are small rats, and there are hardly any new poos. Our roof is not accessible to any trees, or anything touching the ground except the water drains. We do have a ton of gopher holes and tunnels all around the house, even right next to the foundation (but none that seem to open up under the house) But currently none of us are sleeping because of one (what sounds like) big rat. It runs around and scratches all night between about 10 pm and 6 am. It is above and around our bedroom (below the kitchen) walls. Sometimes I feel like taking my chances with a pick axe, and blowing open the wall like a madman trying to get that rat. What would be your recommendation? Thank you so much, Marc
Montgomery Rat Control Tip of The Week
Why Does Homeowners Insurance Not Usually Pay For Damage Caused By Rats?
Unlike harm caused by other pests (for example termites), home damage caused by rats and mice are commonly not covered under the arrangements of a standard homeowner's insurance policy. This is because it is a preventable misfortune that could have been avoided, using appropriate pest maintenance.
That being the situation, it's ideal to stop the issue from really developing once you recognize any indications of rodent infestations:- A single rat sighting (generally implies there are more)
- Rat droppings
- Hearing scurrying through the dividers
- Chewed through food boxes
- Chewed up wires
- Rodent homes
- Dirty or oily rat tracks on the floor or dividers
Harm to your home or different structures from insects, rodents (for instance, rats, mice, squirrels, and chipmunks) or flying creatures, is normally not covered by a standard homeowner's policy (albeit a window broken by a fledgling might be an exception). Animal invasions and harm from animal waste or secretions are generally excluded from a homeowner's policy. Should an opossum (or some other animal) enter your home, homeowner's insurance policies won't pay for expulsion, cleanup, or fixes to any harm it causes or leaves behind.
Remember that the homeowner's insurance policy does not provide coverage for harm done to your property, brought about by pets or other domestic animals, such as a pig, cow, or chicken. If your dog bites his way through a door, your insurance agency, no doubt, won't cover the cost of replacement.
Not only is a rodent infestation an indisputable hazard to your health - the spread of disease, aggravation of allergy symptoms, etc. - but mice or rats can chew up your electrical wiring and cause house fires. While a home fire may, by chance, be one thing you are covered for as regards to a rodent invasion, you will need to get to the root of the issue before such a dangerous event occurs!
